Terms of Service

By accessing, browsing, or using the Services or the Materials, or by clicking your consent (e.g. “Continue”, “Sign-in”, or “Sign-up”), you accept and agree to be bound by these Terms. Because we offer a variety of Services, you may be asked to agree to additional terms, policies, guidelines, or rules before using a specific product or service offered by the Company (collectively, “Additional Terms”). If you participate in any Service that is subject to Additional Terms, you must also agree to those Additional Terms.

The Company reserves the right to modify or replace any of these Terms in its sole discretion from time to time. The “Date Last Revised” specified on these Terms indicates the date on which the Terms were last modified. Please check these Terms periodically to ensure that you are aware of and in compliance with the most current version of these Terms. Any revision to the Terms shall take effect immediately upon such revised Terms being published on the Services. Such revised Terms shall be binding on you, and by your continued access and/or use of the Services for purposes set forth herein, you shall be deemed to agree to and accept the Terms as revised.

Your Accounts and Responsibilities

Certain features or services offered on or through the Services may require you to open an account (including setting up a username and password). You are entirely responsible for maintaining the confidentiality of the information you hold for your account, including your password, and for any and all activity that occurs under your account as a result of your failing to keep this information secure and confidential. You agree to notify us immediately of any unauthorized use of your account or password, or any other breach of security. You may be held liable for losses incurred by the Company or any other user of or visitor to the Services due to someone else using your username, password or account as a result of your failing to keep your account information secure and confidential.

You may not use anyone else’s username, password or account at any time without the express permission and consent of the holder of that username, password or account. We cannot and will not be liable for any loss or damage arising from your failure to comply with these obligations.

To use our Services, you must be at least 13 years old. We may offer additional Services that require you to be older to use them, so please read all notices and any Additional Terms carefully when you access the Services.

By using the Services, you state that:

You are at least 13 years old and over the minimum age required by the laws of your country of residence to access and use the Services.
You can form a binding contract with the Company, or, if you are over 13 but under the age of majority in your jurisdiction, that your legal guardian has reviewed and agrees to these Terms
You are not barred from using the Services under all applicable laws and
You have not been permanently suspended or removed from the Services.

If you are accepting these Terms on behalf of another legal entity, including a business or government entity, you represent that you have full legal authority to bind that entity to these Terms.

We have the right to disable your account, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms or any applicable subscription agreement (if any).

Your use of the Services

The Services may contain information, text, links, graphics, photos, videos, audio, streams, software, tools, or other materials (“Content”), including Content created with or submitted to the Services by you or other users. Subject to your complete and ongoing compliance with these Terms, the Company grants you a personal, non-transferable, non-exclusive, revocable, limited license to: (a) install and use a copy of our mobile application associated with the Services that is obtained from a legitimate marketplace on a mobile device owned or controlled by you; and (b) access and use the Services. We reserve all rights not expressly granted to you by these Terms.

Except and solely to the extent such a restriction is impermissible under applicable law, you may not, without our written agreement:

License, sell, transfer, assign, distribute, host, or otherwise commercially exploit the Services or Content.
Modify, prepare derivative works of, disassemble, decompile, or reverse engineer any part of the Services or Content.
Access the Services or Content in order to build a similar or competitive website, product, or service, except as permitted under any Additional Terms.

We are always improving our Services. This means we may add or remove features, products, or functionalities; we will try to notify you beforehand, but that won’t always be possible. We reserve the right to modify, suspend, or discontinue the Services (in whole or in part) at any time, with or without notice to you. Any future release, update, or other addition to functionality of the Services will be subject to these Terms, which may be updated from time to time. You agree that we will not be liable to you or to any third party for any modification, suspension, or discontinuation of the Services or any part thereof.

Violation of these Terms

You agree that the Company may, in its sole discretion and without prior notice, terminate your access to the Service and/or block your future access to the Service if we determine that you have violated these Terms or other agreements or guidelines that may be associated with your use of the Service. You further agree that any violation by you of these Terms will constitute an unlawful and unfair business practice and will cause irreparable harm to the Company, for which monetary damages would be insufficient, and you consent to the Company obtaining any injunctive or equitable remedies that the Company deems necessary or appropriate under the circumstances. Such remedies are in addition to any other remedies the Company may have at law or in equity.
You agree that the Company may, in its sole discretion and without prior notice, terminate your access to the Service, for good cause, including but not limited to (1) requests by law enforcement or other government agencies, (2) requests by you (self-initiated account deletions), (3) discontinuation or material modification of the Service or any services offered on or through the Service, or (4) unexpected technical problems or issues.
If the Company takes any legal action against you as a result of your violation of these Terms, the Company shall be entitled to recover from you, and you agree to pay, all reasonable attorneys’ fees and costs of such action, in addition to any other remedies available to the Company. You agree that the Company shall not be liable to you or any third party for termination of your access to the Service due to any violation of these Terms.

Disclaimer

(a) WHILE WE USE REASONABLE EFFORTS TO PROVIDE UP-TO-DATE AND RELEVANT MATERIALS, THE COMMENTARY AND OTHER MATERIALS POSTED ON THE SERVICES ARE NOT INTENDED TO BE ADVICE ON WHICH YOU SHOULD RELY. NOTHING IN THE MATERIALS AND/OR ON THE SERVICES CONSTITUTES, OR IS INTENDED TO BE, FINANCIAL ADVICE OF ANY KIND. IF YOU REQUIRE ADVICE REGARDING ANY FINANCIAL MATTER, YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL. YOU ACKNOWLEDGE AND AGREE THAT WE WILL NOT BE RESPONSIBLE FOR ANY LOSS YOU INCUR AS A RESULT OF ANY FINANCIAL TRANSACTION, REGARDLESS OF WHETHER OR NOT YOU ENTER INTO SUCH TRANSACTION BASED ON ANYTHING YOU LEARNED FROM THE SERVICES. WE ARE NOT YOUR FINANCIAL ADVISOR AND WHEN IT SHOULD BE YOUR OWN FINANCIAL DECISION, YOU MUST MAKE YOUR OWN FINANCIAL DECISION. WE THEREFORE DISCLAIM ALL LIABILITY AND RESPONSIBILITY ARISING FROM ANY RELIANCE PLACED ON SUCH MATERIALS BY ANY VISITOR TO THE SERVICES OR ANYONE WHO MAY BE INFORMED OF ANY OF THE SITE MATERIALS.

(b) THE COMPANY DOES NOT REPRESENT THAT THE SERVICES OR ANY MATERIALS WILL BE ACCURATE, RELIABLE, OR CORRECT; THAT THE FUNCTIONS ON THE SERVICES WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SERVICES WILL PRODUCE SPECIFIC RESULTS. THE WEBSITE AND ITS CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. ALL INFORMATION PROVIDED ON THE SERVICES IS SUBJECT TO CHANGE WITHOUT NOTICE. THE COMPANY CANNOT GUARANTEE THAT ANY FILES OR OTHER DATA THAT YOU DOWNLOAD FROM THE SERVICES WILL BE FREE OF VIRUSES, CONTAMINATION OR DESTRUCTIVE FEATURES. THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DISCLAIMS ALL RESPONSIBILITY FOR THE ACTS, OMISSIONS AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SERVICES AND/OR ANY MATERIALS. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SERVICES AND ANY LINKED WEBSITES. YOUR SOLE REMEDY AGAINST COMPANY FOR DISSATISFACTION WITH THE SERVICES OR ANY MATERIALS IS TO DISCONTINUE USING THE SERVICES OR ANY SUCH MATERIALS.

(c) THE COMPANY DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY HYPERLINKED WEBSITE OR SERVICE, AND THE COMPANY WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

(d) THE FOREGOING DISCLAIMER APPLIES TO ANY DAMAGES, LIABILITY OR INJURY RESULTING FROM ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS, MODIFICATION OR USE, FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, COMMUNICATIONS LINE FAILURE, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, ALTERATION OF OR USE OF THE SITE, OR ANY CONTENT OR SERVICE PROVIDED BY YOU IN CONNECTION WITH THE SITE. WHETHER FOR BREACH OF CONTRACT, TORT, NEGLIGENCE OR ANY OTHER CAUSE OF ACTION.

(e) THE COMPANY RESERVES THE RIGHT TO DO ANY OF THE FOLLOWING, AT ANY TIME, WITHOUT NOTICE: (1) TO MODIFY, SUSPEND OR TERMINATE PERFORMANCE OR ACCESS TO THE SERVICES, OR ANY PART THEREOF, FOR ANY REASON; (2) TO MODIFY OR CHANGE THE SERVICES, OR ANY PART THEREOF, AND ANY APPLICABLE POLICIES OR TERMS; AND (3) TO DISCONTINUE THE OPERATION OF THE SERVICES, OR ANY PART THEREOF, AS NECESSARY TO PERFORM ROUTINE OR NON-ROUTINE MAINTENANCE, ERROR CORRECTIONS, OR OTHER CHANGES.

Privacy Policy

Please refer to <Privacy Policy> for information about how we collect, use, and disclose information from users of the Service. By submitting personal data through the Service, you agree to the terms of our Privacy Policy and you expressly consent to the collection, use, and disclosure of your personal data in accordance with the Privacy Policy.